Diane Gerdes - Gilligan's Island

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How is Diane Gerdes - Gilligan's Island

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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Today Mortgage Rates . www.themortgageadvantage.com Fannie Mae's Home Path program announced the reinstatement of the closing cost incentive to contribute 3.5% percent of the sales price towards closing costs on designated foreclosed homes. The Home Path program already allows for as little as 3% down payment, with no mortgage insurance and no appraisal. Also, to steer agents to show their homes over the thousands of other foreclosed homes on the market they are offering bonuses to the buyers' real estate agents. Back on my island, ruled by Gilligan, (his real name is the FED) it was determined that loan officers cannot make more than a set amount. Also, all borrowers are required to sign a new document (because the more forms you sign, the less chance you'll end up in foreclosure) that mandates an anti-steering law. Loan Officers cannot "steer" a client to a program that has "risky" features, such as negative amortization or prepayment penalties. Uh, dude, those went away in 2008. And Gilligan, don't all mortgages have a risky feature called a "due on sale clause"? I guess Gilligan forgot about the new comparison tool that most people use in today's modern world: www.google.com Sigh....I've regressed. Back to Fannie Mae or insert the name of the bank of your choice: they are above any law when it comes to selling homes. Over the past few weeks transactions have fallen apart because Fannie has refused to repair serious roof issues, remedy mold infestation and fix air conditioners, etc. If the ...

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